14:16:00
英国 United Kingdom
2024年4月,英国哈利法克斯房价指数同比上涨1.1%,高于3月上调的0.4%。尽管借贷成本较高,但购房者正从相对稳定中获得信心,导致活动和需求增加,抵押贷款申请增加,全行业审批创下18个月新高。此外,购房者,尤其是首次购房者,正在调整他们的预期,选择较小的房产来补偿高利率。然而,负担能力仍然是一个挑战,因为由于对英格兰银行基准利率未来变化的预期,抵押贷款利率在最近几周有所上升,市场现在预计降息速度会放缓。北爱尔兰是英国表现最强的地区(同比增长3.4%),其次是西北部(增长3.3%)和威尔士(增长1.1%)。继3月份下调0.9%后,房价每月上涨0.1%。
The Halifax House Price Index in the United Kingdom rose by 1.1% year-on-year in April 2024, accelerating from an upwardly revised 0.4% growth in March. Despite higher borrowing costs, homebuyers are gaining confidence from relative stability, leading to increased activity and demand, with mortgage applications rising and industry-wide approvals hitting an 18-month high. Moreover, buyers, especially first-timers, are adjusting their expectations, opting for smaller properties to compensate for high interest rates. However, affordability remains a challenge, as mortgage rates have risen in recent weeks due to anticipation of future changes in the Bank of England base rate, with markets now anticipating a slower rate of cuts. Northern Ireland was the strongest-performing region in the UK (+3.4% yoy), followed by the North West (+3.3%), and Wales (+1.1%). On a monthly basis, there was a 0.1% rise in house prices, following a downwardly revised 0.9% fall in March.